Broker Check


Phillip C. Anderson, CFP®, CRPC™

Senior Partner & Wealth Management Advisor


With more than 34 years of experience in financial services, Phil is dedicated to helping individuals meet their financial needs by developing investment plans around their long-term goals and risk tolerance. Phil’s experience throughout major shifts in the markets enables him to help his clients structure balanced portfolios designed to address their specific financial goals.

Phil founded Sutter Wealth Management, and sincerely seeks professional gratification from helping clients work toward and feel a sense of accomplishment and control in the areas of their lives most important to them. Phil is an experienced financial advisor and he focuses on retirees, professionals, and other business owners.

Phil is a CERTIFIED FINANCIAL PLANNER™ professional and a Chartered Retirement Planning Counselor™. As the Senior Partner and Wealth Management Advisor at Sutter Wealth Management Phil completed his semiannual training with America’s IRA Experts at Ed Slott and Company, LLC in Dallas, Texas. May 2-3, 2019. The workshop, which was attended by members of Ed Slott’s Elite IRA Advisor GroupSM, provided in-depth technical training on advanced retirement account planning strategies and estate planning techniques and new tax laws, as well as a proactive look at legislation currently being considered by Congress that would bring significant changes to the way Americans plan for retirement.  He attended a business succession program involving strategic business planning, business succession, and buy sell agreements; business valuation, investments, and insurance planning for business owners; asset preservation strategies and family dynamics, intra-family transfers, sales to third parties, and ESOPs. He attended California State University Fresno where he studied Business Administration.

In his spare time, Phil enjoys traveling and golfing.

You can easily see my real-time availability and schedule time with me at

Michelle Cavallero

Operations / Administrative Manager & Partner


Michelle has 22 years industry experience, and has worked with Phil since 2003. Michelle is responsible for all account paperwork and client requests. She received a Bachelor of Science in Business from University of Phoenix.

In her spare time, she enjoys spending time with her two daughters and granddaughter, reading, going to concerts, and attending sporting events.

Dixie Anderson

Director of Marketing & Client Relations


Dixie has 30+ years in the industry working as a senior client associate to seasoned financial advisors.  She joined Sutter Wealth Management in 2018 as Director of Marketing, helping Phil grow his business through social media.

Her interests are traveling, reading, attending various sports events & concerts, hiking, and getting more familiar with the game of golf.

Randy Kolenda

Financial Advisor


Randy Kolenda moved his practice to Sutter Wealth Management in July 2019 after nearly a decade at Wells Fargo Advisors. The experience at a large firm, serving several hundred clients with a wide variety of investment objectives convinced Randy that his true strength is in providing goals-based, long term financial planning and investing guidance to families, individuals and small business owners. The opportunity to serve a smaller number of handpicked clients as an independent, fee-based advisor in a fiduciary role, is what led Randy to join the Sutter Wealth Management team.

Using an interactive process, Mr. Kolenda guides clients in addressing areas of immediate need and identifying long-term goals. A comprehensive plan for goal achievement and life-long financial peace of mind is constructed and agreed upon.  The plan is by necessity goal-specific, dollar-specific, and date-specific. A detailed funding schedule and investment policy fuels the plan.

Randy graduated from Villanova University with a Bachelor of Science degree in Business Administration/Operations Management. He proudly devoted nine years to service as a commissioned officer in the U.S. Navy, sailing throughout the South Pacific and Indian Oceans. After the military, Randy entered the private sector managing a multi-state region on behalf of a national retail chain for eight years, and then ten years as the owner of a regional chain of stores.

Randy lives in El Dorado Hills with his wife, Cori. They like serving the community through their church, travelling, and spending time with their adult daughter and son.