Why I Became a Financial Advisor

Why I Became a Financial Advisor

By Phil Anderson, CFP®, CRPC™ Like many people, I grew up in a family that had to work hard to make ends meet. My father worked twelve to fifteen-hour days and did his best to manage his finances without professional guidance. I knew early on that I wanted a career...

read more
You Can Now Make an Appointment Online!

You Can Now Make an Appointment Online!

Our goal is to make it easy for you to conquer your financial goals. On that note, what if I told you that just thirty minutes could make a significant impact on your financial future? Even better, what if I told you that you can conveniently schedule a thirty-minute...

read more

How Much Life Insurance Do You Need

Your life insurance needs change as your life changes. When you are young, you may not have a need for life insurance. However, as you take on more responsibility and your family grows, your life insurance needs increase. Your needs may then decrease after your...

read more

Fundamental Needs of Life Insurance

What is the financial impact of premature death? In general The premature death of the head of your household can leave you with unresolved financial responsibilities, including the following: • An unpaid mortgage • The funding of your child(ren)'s college education •...

read more

Determining the Need for Disability Income Insurance

What is it? Most people believe that they are adequately insured against disability because they think they have coverage through their employer or through the government. That's probably why 80 percent of Americans don't own private disability income insurance...

read more

Funding Private School

How can you pay for your child's private school? Many parents are committed to sending their children to private elementary or secondary school. Yet paying private school tuition can present a compelling cash flow problem. The reason is that, unlike with college or...

read more

Marital Trust

What is it? Marital trust used in conjunction with bypass trust to minimize estate taxes and provide for children A marital trust (also known as an A trust) is a type of trust that is used by married couples, usually in conjunction with a bypass trust , to minimize...

read more

Ownership of Life Insurance – Estate Planning

What are the ownership issues of life insurance? In estate planning, life insurance is purchased for several reasons: (1) to provide cash to the insured's family for daily living expenses, (2) to provide cash for potential death taxes and estate expenses, and (3) to...

read more

Introduction to Estate Planning

What is estate planning? Simply stated, estate planning is a method for determining how to distribute your property during your life and at your death. It is the process of developing and implementing a master plan that facilitates the distribution of your property...

read more

Assuring the Smooth Distribution of Your Estate

What is it? One of the nicest gifts you can leave your heirs when you die is an estate that's in good order, planned according to your wishes, with a guardian designated to represent any minor children, and with provisions to cover estate taxes . You can accomplish...

read more